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Lending Made Simple... Service Made Personal

Our Story

The Mortgage Nut was built on a simple belief — homeownership should feel exciting, not overwhelming.

As a dedicated team of lending professionals serving clients throughout California, we believe every borrower deserves a clear path, honest communication, and a trusted guide by their side. From your first conversation to the moment you get the keys, our goal is to make the process feel simple, transparent, and empowering.

We take the time to understand your story — your goals, your timeline, your dreams — and tailor every loan experience around what matters most to you. Whether you’re a first-time buyer, refinancing, or investing in your next property, we’re here to help you make confident, well-informed decisions every step of the way.

Your home journey is personal — and we treat it that way.

Lending that feels personal — because it is.

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Loan Solutions

Explore our range of personalized mortgage solutions tailored to your needs and goals.

Jumbo Loans

Non-QM Loan Programs

VA Loans

USDA Loans

Down Payment Assistance Programs

Self-Employed Bank Statement Program

Conventional Loans

FHA Loans

Home Loans, Refinances & More

We provide solutions to finance your dreams.

100%

Personalized Client Care

5-Star

Customer Satisfaction

100+

Lenders Network

10+

Years of Expertise

Apply for your home loan today and receive your pre-approval typically within 24 hours.

Lending Made Simple... Service Made Personal

At Mortgage Nut, we’re known for our transparency, responsiveness, and precision — answering every call and message promptly, and ensuring every contingency deadline is met with care and professionalism. Your goals deserve more than a loan — they deserve a partner you can trust.

Our Simplified Process

Making the mortgage process simple, transparent, and tailored to fit your unique financial goals.

01

Connect & Discover

We start with a quick conversation to learn your goals, budget, and timeline so we can match you with the right loan options.

02

Apply With Ease

Complete our simple online application or work directly with us — we’ll guide you every step of the way.

03

Get Pre-Approved

We review your information quickly, help you understand your numbers, and prepare your pre-approval so you can shop with confidence.

04

Close & Celebrate

We coordinate the final details, keep communication clear, and make sure closing day feels effortless and exciting.

Mortgage Calculator

Estimate your payment — fast, simple, and clear.

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Client Experiences

Discover the positive impact of our mortgage solutions through client experiences.

"Erica is definitely someone I will be coming back to for my first home purchase. Due to personal reasons me and my husband were not able to purchase at this time. But that does. It mean that Erica was the reason, she got me and my husband prequalified, she worked around the clock for us as well as always responded to my emails and texts messages!"
- @Svargas2

(661) 505-2522

info@themortgagenut.com

28009 Smyth Drive #200, Valencia CA 91355

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Monday - Sunday

8:00AM - 7:00PM

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NMLS #2280482

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